Financial Help For Single Mothers

!±8± Financial Help For Single Mothers

Financial aid for single mothers is available either through federal welfare services or through private organizations.

Who is qualified?

Not all single mothers can take advantage of special financial help packages. Only those whose earnings fall below a certain level are considered low-income individuals and qualify for welfare benefits. To find out if you qualify for and may avail yourself of federal welfare services, you must complete the application form available at your local welfare office.

Each program has its own income limits. Whether or not your income falls within the limit depends on the type of income you have, your family's expenses, and any other special circumstances your family may have. Each program also has resource limits. Things that can be converted to cash (bank accounts, stocks, and other properties) are considered to be resources. Only certain non-U.S. citizens may receive welfare benefits. Check with your local office for details.

What happens if you are not qualified?

If you do not qualify for welfare benefits, or if your needs are not covered by any specific welfare program, you may take advantage of grants offered by the U.S. government to single mothers. In exchange for the grant, you must perform some service or task required by the grant terms. There are 900 grant programs offered by 26 federal grant-making agencies. Some grant categories are agriculture, art, and education. You may visit http://www.grants.gov and http://www.neh.gov for details on grant application.

Other sources

Many schools offer scholarships specifically to single mothers. In order to find out about these, you may visit the financial aid office of the school you are currently attending or wish to attend.

There are also some private organizations that give grants and financial assistance to single mothers. Singlemom.com has a "financial gifting program." It awards cash grants to deserving single mothers every month. Many other similar organizations have grant and financial aid information on the Internet.

Financial Help For Single Mothers

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Non Disposable Nappy: Pros and Cons of All-In-One (AIO) Modern Cloth Nappies

!±8± Non Disposable Nappy: Pros and Cons of All-In-One (AIO) Modern Cloth Nappies

These are the modern nappies which are most like a disposable nappy - put it on, take it off, then wash it rather than bin it. A common choice for starting out, most mothers have some, as they are great for outings - simply pop in as many as you would of disposables, use a flushable liner for poopies, and a wet bag for containing wet nappies.

Let's Consider the Pros and Cons of the AIO Non Disposable Nappy:

PROS: 2 Reasons to Choose an AIO Nappy;

1. All-in-One Nappies Are Convenient.

These are the modern nappies which are most like a disposable nappy - put it on, take it off, then wash it rather than bin it. A common choice for starting out, most mothers have some, as they are great for outings - simply pop in as many as you would of disposables, use a flushable liner for poopies, and a wet bag for containing wet nappies.

2. All-in-One Nappies are Plentiful in Supply!

An AIO can be a unique, personalised, be a limited edition of colours or prints, even be a custom, semi custom, embroidered or embellished nappy. They can be all sorts of fabric combinations from all natural, organic, bamboo or hemp fabrics to pul lined, minky and recycled, upcycled or repurposed fabrics, the ultimate in extra 'green' nappies. There are over 350 nappy shops in Australia and New Zealand! You know you are most likely supporting an Aussie or Kiwi family, a mum with small children at home when buying an All-in-One.

CONS: 2 Limitations of Choosing an AIO Nappy;

1. All-in-One Nappies are Less Durable Long Term.

As the all in one nappy has the three parts all sewn together, the waterproof shell (often PUL, or poly-urethane laminated fabric for leak-proofing), the absorbent part and the lining 'all in one', if one part goes, the lifetime of the nappy is limited. The elastic can go, the PUL lining deteriorate if your washing routine isn't following recommended care strategies. The elastic can be replaced (a number of WAHM nappy shops offer this service for - per nappy plus your own postage costs). For this reason, mums exclusively using the very convenient AI1 will have a few more of them, so the overall use is less.

2. All-in-1 Nappies Have a Longer Drying Time:

As the all in one nappy cannot be pulled apart for quicker drying like a pocket or snap-in version of the AIO, drying time will be longer. Again, this negative is offset by mothers having a few more of them, or by only using them for certain situations such as when baby is past it and needs a fast change, or when a carer is looking after baby and not used to managing a nappy with parts to assemble. Another tip is also to give your all in one nappies an extra spin cycle - this can reduce drying time up to 25%!

That'll give you plenty of background to consider when exploring All-in-One Nappies. Is your budget too tight for all AIO's? What if you invested in 3-5 of these ultra-convenient reusable nappies? You can then save them for those times when the benefits of the AI1 will be most appreciated - they are Daddy and Granny proof, great for when baby is really tired and nappy changing needs to be super quick, and on outings too.

Non Disposable Nappy: Pros and Cons of All-In-One (AIO) Modern Cloth Nappies

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BabyKicks Organic Fitted

!±8± BabyKicks Organic Fitted

This short video highlights all the neat features of the BabyKicks Organic Fitted. Points covered in the video include how to snap the diaper, how to fold it for newborns, its one size feature and much much more.

BabyKicks Organic Fitted

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